Off Topic – Received an Email for a USAA Credit Card

offtopicgraphicsWritten by Robert Voss

Recently, I received an email for a USAA Credit Card from under the email of . The email subject line reads, “Hi Robert, You’re about to miss out on a credit card offer.” This is not an official email from USAA. A third party emarketing company sent this email to me. Not everyone will qualify for this credit card based on terms and conditions.

The advertisement headline states “See if you are USAA eligible now.” “USAA Preferred Cash Rewards VISA Signature Credit Card.” “Easy, Unlimited 1.5% Cash Back on Qualifying Purchase*” Click on the green button to “Get Started.” “USAA membership is available to active and former military and their eligible family members.” Along with this copy there is an actual credit card of an image of a little boy holding a single hand with a male in an Army BDU.

On the bottom of this emails has an * which states, [You will earn 1.5% Cash Back on all of your Qualifying purchases are purchases that post to your account less any credits, returns, or other adjustments that are not payments. Balance transfers, convenience checks and cash advances are not Qualifying Purchases. Certain restrictions apply, including limitations if your Account becomes delinquent or closed. See your USAA Preferred Cash Rewards Program Terms and Conditions, which will be provided with your card, for more information.]

Then underneath this advertisement there are two links one for unsubscribe and the other for Privacy Promise. When clicking on the unsubscribe link it goes to and redirects viewers to .

Once redirected, the viewer will see new website appear and says, “Please specify an email address that you would like removed.” There is a blank email address form to fill out along with a blue Unsubscribe button to clip on. On the footer, it states, “Still receiving email after unsubscribing? My opinion is don’t fill out the form and just delete this email advertisement.

[Use of term “member” or “membership” refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable. Eligible former dependents of USAA members may join USAA. This credit card is issued by USAA Savings Bank, Member FDIC. This advertisement brought to you by USAA, 9800 Fredericksburg Road, San Antonio, TX 78288. Please consider the environment before printing this email.] Always read the disclaimer. You never know what the hidden agreement has in writing.

Who is USAA? United Services Automobile Association (USAA) is a San Antonio-based Fortune 500 diversified financial services group of companies. They offer worldwide insurance, investing, banking and other financial services. There target audience is active and former military personnel and their families. Information from

If you are truly interested in receiving a USAA Credit Card then please go directly to to sign up. It is never recommended sign up for a credit card through the email advertisement. For one thing, one does not know the person on the other side. Plus, they may use the information about you for any crime. This article was written to inform you about this emarketing advertisement.

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