Off Topic – Received an email for an Indigo Platinum MasterCard

By Mike Jones

Back in early November 2020, I started receiving emails for an Indigo Platinum MasterCard. A third party was sending these emails every few days even back to back and still continues today. I found this emarketing campaign very interesting, so I decided to investigate this credit card for myself. You might be wondering why did I receive this credit card offer in my email in-box? I will explain why.

What is the Indigo Platinum MasterCard? Genesis FS Card Services credit card states, [The Indigo MasterCard® offers those with less than perfect credit the chance to build a positive payment history, without the need for a security deposit. Unlike a debit card, the Indigo card reports to the three major credit bureaus, plus you get the added benefits of MasterCard fraud protection. Indigo MasterCard is issued by Celtic Bank and serviced by Genesis FS Card Services, Inc. Celtic Bank is a well established, FDIC-insured Utah bank founded in 2001 in Salt Lake City, Utah. Genesis FS Card Services, Inc. services MasterCard accounts throughout North America.] Information found on

Here are the emails that I received by a third party with date/subject/email:

11/10/20 – (Your Name) You can Thank Us Later. Indigo Platinum MasterCard,

11/11/20 – Indigo Platinum MasterCard, for Less Than Perfect Credit!,

11/12/20 –  Indigo Platinum MasterCard, for Less Than Perfect Credit!,

11/16/20 – Indigo MasterCard Quick Pre-Qualification,

12/02/20 – Pre-Qualify for the Indigo Platinum MasterCard,

12/09/20 – (Your email address), Indigo MasterCard,

12/11/20 – MasterCard for Less Perfect Credit,

12/11/20 – A MasterCard for You!,

12/12/20 – Get yourself some credit with Indigo,

12/12/10 – Indigo Platinum MasterCard – for Those with less than perfect credit,

Upon reviewing this emails, I found many things in common with this emarketing campaign. Some emarketing campaign used a variety of emarketing individuals to get their message out.

Here is one of their emarketing messages with subject line that reads, “Indigo Platinum MasterCard – for Those with less than perfect credit.” There is a sub line that reads, “See if you Pre-Qualify for an Indigo Platinum MasterCard.” Plus, there is a photo a white female smiling while holding an Indigo Platinum MasterCard in her hands. Next, the email headline reads, “Indigo Platinum MasterCard.” The copy has a list of benefits, which states, “An opportunity to build and access credit, 60 second decision, fast and easy decision on our application, choose your custom card design – free, and all credit histories considered.” If the viewer clicks on the “Pre-Qualify Today” green button it takes viewers to and re-directs to .

If you would like more information on this credit card then please contact them directly at . It is always recommended never apply for a credit card through spam email with any links. Go straightly to the credit card company main website. Can you trust spammers? Take them at face value and do your own homework before signing up.

How to remove my email address from their data list for Indigo Platinum MasterCard. Please send a nice letter requesting to have your name removed from their email list at P.O. Box 4477 Beaverton, Oregon 97076.

It is not recommended to click on the “click here to unsubscribe” button because it takes viewers to a Can you trust the spammer to stop sending you new advertisements? Still most spammers still keep on sending unwanted emails.

Finally, I am not the intended target audience for this credit card. They failed to properly research individuals FICO score to determine if this product was right for them. My credit score is good standing. It is recommended to check your credit report every year for any errors.

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